White Horse Surveyors
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White Horse Surveyors To make buying a new home a fulfilling experience. Selling, Buying and Beyond: White Horse Surveyors on your side and will look out for you on the journey. Because we value our people and our customers, we will do everything it takes to help you purchase the perfect home, as stress free as possible. We will be there for you, whether you are selling or buying, which means that we will continuously listen, provide guidance, create opportunities, adapt and educate.

We aim to be the largest independent, residential surveying firm across England, Scotland and Wales, also known for our family values and family-friendly company culture. Demonstrating social responsibility, flexible service delivery, and exceptional customer service, we will offer product quality and a personal approach tailored to each and every individual.

White Horse Surveyors are the UK's largest independent surveyors covering England and Wales, established in 2006. We have an experienced national team of over 50 RICS accredited surveyors providing comprehensive survey and valuation services for residential properties all based local to you.

read more › As many experts will agree, getting an independent property survey from a qualified surveyor brings with it many advantages. It ensures that you are making an informed purchase, it highlights the need for repairs and provides an accurate and reliable value for your property. All of which can significantly reduce future expenditure, highlight potential risks to your home and bring you composure and confidence during the decision-making process. With no physical inspection required, this method is completed from the surveyors desk and is the fastest way to obtain an independent value for your home.

read more › Working at White Horse Surveyors is action packed, fun, challenging and rewarding. The team has been growing and developing, whilst following an ever-developing housing market. Woof, We love biscuits, treats, cuddles, short walks around the block and laying in the sunshine, Woof Woof. Being part of a company that encourages you to be the best version of you in your role is a great feeling. I feel privileged to work at a Company whose work is delivered with passion and enthusiasm. Every day is a new challenge and every day we help to make someone's dream purchase come true.

read more › At work in particular, we are thoughtful and always remember that everyone has different viewpoints, capabilities, thought processes and feelings, wishes and rights and we therefore remain attentive and polite at all times. We always provide constructive feedback and will not let any personal conflict interfere with the aim to work well together. We recognise talent in people which means that we SEE when someone is exceptionally good at something. As line-managers we want to nurture that talent and make sure to have the right people in the right jobs.

read more › Many homeowners forget that a residential survey will undoubtedly increase the odds of selling your home for the best possible price. By anticipating the needs and expectations of the purchaser, you can maintain control of the process and deal with any complications before they arise. Our surveyors will act on your behalf to provide an unbiased report on the property. Identifying any potential issues or defects that may affect the potential market value of your home. By dealing with any issues that arise from the appraisal and/or disclosing the findings of the survey to the buyer, you can potentially reduce the chance of any unwanted or expensive surprises later down the line.

read more › Most experts agree that getting an independent property survey from a qualified surveyor will ensure that you are making an informed decision on the purchase. As it is one of the most important and significant purchases you will ever make, choosing the right property at the right price is of the utmost importance to you, the prospective homeowner. Purchasing property is a huge investment, and it does not make sense to risk such a large amount of money on a home that you are not 100% certain about.

read more › Like the Home Survey Standard Level 3 and Home Survey Standard Level 2, these quotations are completed by a RICS (Royal Institute of Chartered Surveyors) accredited surveyor, who provides the customer with a specialist opinion on the property's worth. Assisting the buyer to ensure they're making a confident and informed decision based on the knowledge of a regional expert. In addition to this, our Private Valuations can also afford a prospective homeowner with an increased sense of security, as well as a basis from which to effectively renegotiate the property's true value with the seller.

read more › A Red Book RICS Valuation is the name given to a valuation report that adheres to the RICS (Royal Institution of Chartered Surveyors) professional valuation standards. The Red Book contains mandatory rules, best-practice guidance and related commentary for all RICS-registered valuers undertaking asset valuations. It does not tell a valuer how to value a property, but it does set out the standards that should be followed, including the qualifications of the valuer, the minimum content of the valuation report, duty of care and ethics.

read more › A Remote Valuation refers to an inspection that is conducted using information accessible via online platforms and does not require the examiner to physically attend the property at any stage. By combining these features with our wealth of professional experience, you can obtain an indication of the market value without having to incur the costs of a full inspection. When compared with our standard valuation services, these remote appraisals are a much quicker way of obtaining a professional estimate on the home's value.

read more › Help to Buy was first introduced by the government in 2013, with many people taking advantage of the scheme to get a foot on the first step of the property ladder. If you have bought a home using the Help to Buy scheme, your loan is interest free for 5 years. The full loan must be repaid after 25 years. Alternatively, you can choose to repay the loan sooner, re-mortgage or pay it off when you sell your property. When the time comes to sell, the amount you must pay back will be calculated based on the current market value of your home.

read more › A Shared Equity valuation needs to be carried out by an RICS Registered valuer to provide a market value for the sale or purchase of your percentage share in your property. The vast majority of shared ownership schemes are likely to be managed and owned by a Housing Association. When you consider selling the property in most cases the share that you have in your home will have to be offered to the Housing Association first. In some instances the Housing Association may not want to buy your percentage of ownership but in most cases the Housing Association will also have a right to offer your property for sale.

read more › The market value of the property is a crucial component when calculating the capital gains tax on a property. A property valuation is needed to provide reliable information on the worth of the property and is especially useful to avoid situations where an individual or entity is charged much higher or lower taxes than they should be liable for. A capital gain is defined as the profit or financial gain made on an asset that has been sold or disposed of. It is calculated by determining the difference between what you pay for a property and what you get for it when you dispose of the property.

read more › In the unfortunate circumstance that you experience a bereavement, you may find that you are the executor to a will which includes property assets and will need a probate valuation. It is at this point that you will have the difficult task of requesting a probate valuation report. It should be noted, however, that you will be required to provide the date of death, name of deceased and proof that you are the executor of the will, at the time of instruction. If you fail to request a valuer who meets the above criteria, you run the risk of overvaluing your property and leaving yourself subject to inheritance tax.

read more › The RICS (Royal Institution of Chartered Surveyors) Level 2 Survey is suitable for a range of well-maintained properties, including any conventional homes, flats or bungalows that have been constructed from common building materials. This level of report will highlight any issues or defects that should be raised with a legal advisor. As well as some advice on any necessary repairs. Despite being a predominantly visual report and non-invasive - any basements, roof spaces or cellars will also be included in the Surveyors assessment but only if it is safe for them to do so.

read more › The RICS (Royal Institution of Chartered Surveyors) Level 3 survey is recommended for older (pre-war), unconventional properties that may have undergone major works or need significant renovations. But is suitable for most residential properties in any condition. Our Level 3 Survey inspections and reports are prepared in line with RICS Guidance, however, should you have any additional requirements, we would be happy to discuss these with you, prior to providing a quotation for undertaking the inspection and preparing the report.

read more › In addition to our standard services, White Horse Surveyors also offer several additional optional extras with our surveys. A 99 administrative fee, if we receive notice of cancellation within 5 working days of the booked appointment date. If there is a last-minute cancellation, we must receive written notification by 17:00 on the day prior to the appointment. Otherwise the customer is liable for the full cost of the survey. Our customers can also register for our comprehensive cancellation protection charge.

read more › We normally advise that you are not there for the survey as we do not want the surveyor to get distracted from his / her inspection. There is a difference between the valuation that a lender requires for your mortgage, and a survey. A mortgage valuation simply assures the mortgage lender that the market value of the house is not less than the amount they're lending you. A valuation doesn't include an assessment of the services or potential maintenance issues that could land a buyer with unexpected costs after they have bought a property.

read more › Before you start looking for a new home it is imperative that you calculate how much you can afford to spend. This covers not only the purchase price but also the cost of stamp duty, agents fees, solicitors and ongoing such as valuation surveys, taxes and community area upkeep. When buying a home, most people naturally want to buy as much property as they can afford, given their income and deposit. Adversely, overstretching the budget will leave you short to do any work to the house or to pay the monthly bills (let alone holidays).

read more › For information on the current holiday period please visit our recent blog post. Stamp duty (formally known as Stamp Duty Land Tax or SDLT) is a charge that you must pay when you buy property or land that is worth more than 125,000. It applies to England, Wales, and Northern Ireland. Scotland pay Land and Buildings Transactions Tax, which is similar, but has different regulations. This tax applies to both freehold and leasehold properties - whether you are buying outright or with a mortgage. Our Stamp Duty Calculator helps to workout the payment due taking into account any current holidays or changes to the tax.

read more › We provide our services in an industry that relies heavily upon third party access to properties. As a result, our appointments are occasionally subject to cancellations due to chain collapse, vendor withdrawal or any other unforeseen circumstances. For this reason, White Horse Surveyors offers a fully comprehensive cancellation protection charge for just 19. This one-off fee will ensure that any appointment or payment you make is fully protected up to the day that the actual survey is due to take place.

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